Thursday, October 16, 2008
Omaha, NE - As the first phase of Omaha's dangerous dog ordinance takes effect, pit bull owners are confronting an upcoming rule that will require them to get $100,000 in liability insurance. This amount, by the way, is barebones. DogsBite.org recommends $250,000 and beyond for pit bull liability insurance. The attack on Wendy Blevins's daughter Charlotte could not illustrate this point better.
30 days after the attack, Wendy incurred a $113,935 medical bill.How much more cost has ensued since this time? How many more surgeries has Charlotte received? How many more follow up treatments, medications and visits with different specialists? Insurance companies understand the high cost and reality of pit bull injury. This is why most insurers refuse to cover pit bulls. The pit bull owner in this article was surprised when she learned the following:
"(I was told) 'We don't insure people who have pit bulls. We didn't know you had one, and now that we know you have one, we'll probably have to cancel you."In the state of Ohio, where liability insurance for pit bull owners is required, insuring a pit bull costs about $800 per year. This is for a pit bull that is sterilized and does not have a bite record. The policy also has a $5,000 deductible. If the owner or household has two pit bulls, double this amount. If one can't afford to insure a pit bull, the message is clear: find a new home for your dog.
07/27/08: Bills Mount for Omaha Family of Dog Attack Victim
06/28/08: Coverage of the Omaha Pit Bull Attack - DogsBite.org
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| 10/17/2008 2:59 AM |
Responsible dog ownership should include insuring them...This goes for all breeds.
Even a nervous little fluffer can cause high medical bills with a "golden BB" bite to the face of a kid.
To own a large aggressive breed without insurance is crazy.
| 10/17/2008 9:16 AM |
The taxpayer is picking up the tab for some of these dog bite injuries, so it is in the interest of states to require solid liability insurance for these problem breeds.
These injuries also add to increases in the cost of health insurance.
For too long these pit people have been getting other people to pay the bills for them.
| 10/17/2008 1:52 PM |
This STUPID, stupid pit bull owner in the article had NO CLUE that her if her cute, face licking pit bull had torn the face off of her niece that her insurance would have been CANCELED immediately and her niece would have NO route to recourse. It is for the purposes of these VERY STUPID, stupid pit bull owners that the Omaha law of mandatory liability insurance is needed. At the VERY LEAST, it teaches these very STUPID (and so called "responsible") pit bull owners that it ain't PEANUTS to insure these dogs and in fact, MOST companies will not insure at all.
How many STUPID and "RESPONSIBLE" pit bull owners have home owners insurance and HAVE NOT TOLD their insurance company that they own a pit bull? By not declaring this information they have committed fraud and SCREWED a future victim. Thankfully, because of the new Omaha law, this stupid, STUPID pit bull owner in the article now has and INKLING of an understanding AND has legal coverage in case her cute, face licking pit bull goes BALLISTIC on someone's face.
| 10/18/2008 3:02 AM |
It's ridiculous how the nutters claim that Pit Bull regulations are expensive and impossible to enforce. The medical costs of the Blevins mauling would pay for several animal control officers...not to mention the costs of clogging of the shelters and having law enforcement shoot them by the truckload.
| 10/18/2008 4:14 PM |
I am amazed that pit bull owners have the audacity to complain about the high cost of insuring their dogs. When the cost of the attack falls upon the victim they have no statement. I paid a VERY high price for the privilege of being attacked, the owner had no insurance in a state that requires it. Responsible pit bull owner? She thought so.
| 10/17/2009 12:08 PM |
You buy a car, you get car insurance. Easy to understand. Why don't states mandate dog insurance the same way? You buy a car, and you get insurance BEFORE you dare blast off from the dealer's lot. It should be the same with dogs. You go to a pet store, and you fill out the insurance paperwork BEFORE you leave the premises, just like buying a car.
All dogs (and cats) should be "fixed" and chipped BEFORE they leave the puppy (or kitten) mill. And you should have to register it like a car with the chip's "VIN" number.